Adaptive Multi-Factor
Authentication (MFA) for Singapore Enterprises

Take a step beyond traditional MFA and strengthen your defences with Adaptive MFA. Assess each login's risk using signals such as IP, device, geolocation, time, and user behaviour, supporting the risk-based authentication MAS TRM expects — delivered and supported locally by KairaGlobal in Singapore.

  • Protect all apps - cloud, on-prem, or legacy, with enterprise-grade security
  • Enable 15+ MFA methods, from OTPs to passkeys
  • Continuously monitor user risk and adapt authentication in real-time
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Trusted by Organisations Across Singapore

Government Technology Agency (GovTech)
Singapore Management University
China Taiping Insurance Singapore
DBS

Empowering 30K+ Customers Globally

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Features of Adaptive MFA Solution

Ensure proactive, continuous protection against cybersecurity threats with Adaptive MFA features.

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Real-Time Protection

This evaluates context in real-time for every login, reacting instantly to high-risk activity while keeping the login experience smooth for known users.

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Platform Independent

Easily deploy the Adaptive MFA product to any device (tablets, laptops, desktops, or mobiles) that supports a web browser, regardless of operating system.

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Device Fingerprinting

Recognises the devices users usually log in from by analysing attributes such as OS, hardware, IP, location, etc. A login from an unfamiliar device raises the risk level and triggers stronger authentication.

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Risk Score

A risk score shows how risky a login is (low, medium, or high) based on factors like device, IP, time, location, and behaviour. No extra factor for low risk, extra verification for medium risk, and denial of access for high-risk attempts.

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Rule-Based Adaptive Authentication

IT teams define clear “if-this-then-that” rules that use conditions like role, location, device trust, time, IP risk, etc., to decide whether to allow, enforce MFA, or block access.

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Behaviour-Based Adaptive Authentication

This feature learns a user's habits and behaviour, understanding the usual devices used, login times, and locations. When something doesn't match the normal pattern, it adds extra checks or blocks access.

Meet Singapore and Asia-Pacific Compliance Requirements with Adaptive MFA

miniOrange Adaptive MFA gives you the controls and audit evidence that regulators and assessors look for. It doesn't certify you; it equips you to meet the requirements.
PDPA: Challenge or block unusual logins to systems holding personal data, adding protection where the risk is highest under the Protection Obligation.
MAS TRM and Cyber Hygiene Notices: Support the TRM Guidelines' risk-based approach to authentication with context-aware policies for location, device, time, and behaviour, while keeping MFA on administrative accounts and customer-information systems.
CSA Cyber Trust and Cyber Essentials: Show assessors risk-based access policies and authentication logs for Cyber Trust (2025), and give SMEs a practical way to apply MFA to remote and unusual logins under Cyber Essentials (2025).
ICT&SS (formerly IM8): Support authentication controls with context-aware MFA for agencies and vendors.
Asia-Pacific: Risk-based authentication and MFA under BNM RMiT (Malaysia), POJK 11/2022 (Indonesia), and the HKMA C-RAF 2.0 Protect domain (Hong Kong).
International: Supports ISO 27001 Annex A 8.5 secure authentication, PCI DSS Requirement 8 strong authentication, and SOC 2 logical access controls (CC6).
India: Risk-based authentication for RBI-regulated banks and NBFCs, and SEBI CSCRF PR.AA authentication standards.

Adaptive Authentication Applications

miniOrange Adaptive Authentication secures the business applications your teams rely on with intelligent, context-aware access control. By evaluating device trust, location, and user behaviour in real time, it ensures seamless access for trusted users and stronger verification when risk increases. From productivity suites to enterprise platforms, miniOrange protects access without disrupting workflows.

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How Does Adaptive MFA Work?

Adaptive Multi-Factor Authentication adjusts security based on how risky a login or action looks. When risk is high, it adds extra checks like biometrics or OTPs; when risk is moderate, it applies lighter verification; and when risk is low, users get smooth, low-friction access. The steps are explained below:

Step 1: User Attempt to Access

The user attempts to log in or perform an action (e.g., logging in, making a transaction) on a system or application.

Step 2: Risk Analysis

The system performs a risk-based authentication assessment by analysing various factors such as:

  • User behaviour patterns (e.g., login time, frequency)
  • Device characteristics (e.g., is the device recognised?)
  • Network information (e.g., IP address, location)
  • Type of action being performed (e.g., fund transfer)
Step 3: Determine Authentication Requirements
  • High Risk: If the activity is deemed high-risk, the system may require multiple additional MFA factors or block access.
  • Medium Risk: For medium-risk scenarios the system may prompt the user for extra credentials.
  • Low Risk: If the activity is low-risk, the user is granted access without additional authentication steps.
Step 4: Trusted Device Approval Flow

The process verifies and approves new or unrecognised devices so that only trusted devices can log into a network or system.

Step 5: User Verification

The user provides the required authentication factors as requested by the system.

Step 6: Access Granted/Denied

If the user successfully completes the required authentication steps, they are granted access.

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Adaptive MFA Services Pricing

  • Flexible pricing based on your user tiers, with volume discounts available.
  • Instant customised quotes that fit your budget and requirements.
  • Expert guidance on the best solution for you.
  • Affordable pricing options for large enterprises, government agencies, and SMBs.
Submit Enquiry

Adaptive Authentication Factors

IP Restriction

When using IP Restriction as risk-based authentication, IP addresses are configured and enlisted by the admin, and access is either allowed or denied accordingly. When a user attempts to log into one of the risk-based authentication-enabled apps, their IP address is checked against the preset IP list, and appropriate action is taken (i.e., Allow, Deny, or Challenge).

Location Restriction

In Location-based Risk-Based Authentication restriction, the admin shortlists and configures a list of Geo-locations. Based on the location restrictions set by the admin, end-users are either allowed or denied the login. When a user tries to log in with Risk-Based Authentication enabled, their location attributes are verified against the location list configured by the admin, and based on this, the user will be either allowed, challenged, or denied access to resources.

Device Restriction

Using Device-based Risk-Based Authentication, the admin allows end-users to add a set number of trusted devices (A device refers to a Browser Session). A registered device allows a person to log in without restriction once it has been registered. An administrator will challenge or deny a person's registration if their registered device exceeds their total limit.

Time Restriction

Risk-Based Authentication also includes a time restriction, which starts with an admin setting up a time zone with a Start and End Time. Users are permitted, refused, or challenged based on the defined timezone and policies. As soon as an end-user attempts to log in with risk-based authentication enabled, their time zone parameters, such as time zone and system time, are compared to the list defined by the admin, and the user is either granted access, rejected access, or challenged access, depending on the configuration.

Pricing

Employee IAM is designed to manage and protect the identities of internal employees and remote workforce.

For On-premise deployment contact us for a personalized quote

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Essential
(Cloud)

Centralized SSO and MFA solution for SaaS Apps


List Price

$3

/user/month

Free Trial
  • Unlimited SAML, OAuth SSO connections
  • Seamless User Management
  • MFA for VPN and VDI
  • Desktop MFA (Windows, Linux, Mac)
  • Basic Conditional Access (IP-based)
  • Real-Time Reporting for authentication and usage

Premium
(Cloud)

Enhanced security with Passwordless, Adaptive Authentication and SCIM Provisioning

List Price

$4.50

/user/month

Get a Quote
  • Everything in Essential
  • SSO for in-house applications
  • Passwordless MFA (FIDO2, WebAuthn)
  • Advanced Adaptive Authentication
  • AAA / TACACS+ Server
  • SCIM Provisioning
  • Bidirectional Sync & Workflows

Enterprise IAM Suite
(Cloud)

Comprehensive IAM with User Lifecycle Management, Workflows, and Legacy Apps Integrations

List Price

Custom

/user/month

Get a Quote
  • Everything in Premium
  • Advanced integrations with Legacy Apps and Thick Client Apps
  • Access Request, Approval Workflows
  • Role-Based Access to Applications
  • HR-Driven IT Provisioning & API Provisioning
  • SIEM Integrations
  • User Lifecycle Management

Designed to manage and protect external identities such as consumers (website/mobile app visitors), students/parents, citizens, etc.
We have On-Premise CIAM hosting options available.

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FREE

Starting at

$0

per month

Free Trial

For individuals just getting started with miniOrange

Basic

Starting at

$49

  • $49 per month Up to 500 Users
  • $99 per month Up to 1,000 Users
  • $149 per month Up to 2,500 Users
  • $249 per month Up to 5,000 Users
  • $399 per month Up to 7,500 Users
  • $449 per month Up to 10,000 Users
  • Contact Us for per month 10,000+ Users
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For business that require integration with external identity & multiple social connections

Professional

Starting at

$99

  • $99 per month Up to 500 Users
  • $199 per month Up to 1,000 Users
  • $375 per month Up to 2.500 Users
  • $500 per month Up to 5,000 Users
  • $749 per month Up to 7,500 Users
  • $899 per month Up to 10,000 Users
  • Contact Us for per month 10,000+ Users
Get a Quote

For business that need basic MFA with connections to limited identity sources & external databases

Enterprise

Starting at

Custom Price

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Best for Government and Healthcare projects that need advance security and enterprise integration to scale up

Why Choose miniOrange Adaptive Authentication?

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Strong Security

Adaptive MFA strengthens security by dynamically analysing risk signals (location, device, time, user behaviour, etc.) and triggering additional authentication steps only when suspicious activity is detected.

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Zero Trust Principles

Dynamically adjusts security checks based on contextual aspects such as location, device, or IP address, and authenticates every access request, not just at login, but throughout the user’s session.

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Hybrid Work Protection

Home and public networks often lack enterprise-grade protections, making remote users a prime target for threats. So, dynamic work cultures make it essential to verify every access attempt to protect resources.

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Local Partner, Global Support

KairaGlobal, miniOrange's Southeast Asia regional partner, provides on-the-ground presales, deployment, and support in Singapore, backed by miniOrange's round-the-clock global technical team.

Explore Diverse Use Cases

Google Workspace & Office 365 Security

Google Workspace Security to protect Gmail, Drive, & other Workspace apps by prompting Adaptive MFA only when risk signals appear. Also, protect high-value workloads like Exchange Online, SharePoint, Teams, & admin portals with strong verification.

VPN Remote Access Security

Add Adaptive MFA to the VPN network for secure remote access with 15+ authentication methods. For example, if a user attempts VPN access from a new location at odd hours, MFA challenges kick in while regular logins stay friction‑free.

Secure Any SaaS Applications

Prevent cyberattacks on apps like Salesforce, Slack, or Dropbox with SSO and MFA. For example, if login behaviour deviates from the norm (e.g., sudden access from multiple devices), Adaptive MFA requests extra verification across all connected apps.

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Frequently Asked Questions

What is Adaptive MFA?

Adaptive MFA is a smarter form of Multi-Factor Authentication that adjusts security checks based on the risk of each login or action. It looks at context like IP, device, location, and behaviour to decide when to apply extra verification.

Can Adaptive MFA block phishing and ransomware?

Adaptive MFA can’t stop phishing or ransomware emails from arriving, but it can greatly reduce account takeover and lateral movement by making stolen passwords or tokens much harder to use. Suspicious logins can be challenged or blocked even if credentials are compromised.

How is Adaptive MFA different from MFA?

Traditional MFA applies the same challenge every time, to every user. Adaptive MFA changes the level of authentication based on risk: low-risk logins stay fast and simple, while high-risk attempts face stronger checks or can be blocked.

How does nested Adaptive MFA reduce user friction?

Nested Adaptive MFA lets you stack conditions so that extra checks are only triggered when multiple risk factors appear together (for example, new device + new location + sensitive app). This keeps everyday logins smooth while still locking down high‑risk scenarios.

Which applications support Adaptive MFA?

Adaptive MFA can protect web, cloud, VPN, and many legacy or on-premises applications through standard protocols such as SAML and OIDC, or through integration connectors.

How does Conditional Access work with Adaptive MFA?

Adaptive MFA using Conditional Access uses rules (like “user group,” “app type,” “location,” or “device compliance”) to decide when to require Adaptive MFA. Together, they ensure the right people get the right level of security based on context, not just a static policy

Does Adaptive MFA work with VPNs?

Yes. Adaptive MFA integrates with most modern VPN solutions and can protect remote access with 15+ authentication methods, challenging logins from new locations or at unusual hours before users establish a secure connection.

What is the pricing for Adaptive MFA?

Adaptive MFA pricing depends on the number of users, the features and integrations you need, and whether you deploy in the cloud or on-premises. See the pricing plans on this page, or contact KairaGlobal for a quote tailored to your requirements.

Does Adaptive MFA support MAS TRM?

Yes. It supports the TRM Guidelines' risk-based approach to authentication by applying stronger checks to unusual logins based on location, device, time, and behaviour, while keeping MFA in place for administrative and sensitive access.

Can Adaptive MFA still meet the Cyber Hygiene Notices' MFA requirement?

Yes. You can set policies so administrative accounts and systems holding customer information always require MFA, and use risk signals to reduce prompts only for other low-risk access.

Is miniOrange Adaptive MFA supported in Singapore?

Yes. KairaGlobal is miniOrange's Southeast Asia regional partner, providing local presales, deployment, and support.

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